How is monthly individual income tax calculated?

Taxable income = pre-tax monthly pay minus the 5,000 threshold, minus social insurance (special deduction) and special additional deductions. The balance is taxed on a 7-bracket progressive scale (3% to 45%) using the quick-deduction method.

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Income Tax Calculator

Enter your monthly pay, social insurance and extra deductions to see your tax and take-home pay.

Progressive Real-time Private

Your Pay

Pre-tax monthly pay (¥)

Social insurance & fund (¥)

Special additional deduction (¥)

Basic threshold (¥)

Result

Taxable income—

Tax rate—

Quick deduction—

Tax due—

Take-home pay—

How it works

Enter your pay, see your tax — all in your browser.

Enter your pay

Pre-tax pay, social insurance and extra deductions.

Apply the brackets

7-bracket progressive scale with quick deduction.

Get take-home pay

See tax due and net pay instantly.

Why choose Ercc Income Tax Calculator?

Accurate brackets

Uses China's current 7-bracket progressive scale for comprehensive income.

Instant results

No submit button. Results calculate live as you type.

No data leaves your browser

Pure client-side math. Nothing is sent to any server.

Pro Tips

● Taxable income = pay − 5,000 − insurance − extra deductions.
● Brackets run 3%–45%; the quick-deduction method avoids summing each tier.
● This is a monthly estimate. Annual reconciliation may differ — treat it as a reference.

FAQ

Frequently Asked Questions

How is monthly tax calculated?

Taxable income = pre-tax pay minus the 5,000 threshold, minus social insurance and special additional deductions. The balance is taxed on a 7-bracket progressive scale (3%–45%) using the quick-deduction method.

What is the 5,000 threshold?

China's basic monthly deduction (起征点) for comprehensive income is 5,000 yuan. You can change it if your situation differs.

Does it need internet?

No. All calculation runs locally in your browser.